Dream Vacation Turns Into a Nightmare
Britt Leis and Leah Koehn’s trip of a lifetime came to a frightening halt when they were attacked on a beach in Ecuador. Leis, 35, was stabbed 18 times, and Koehn, 24, was assaulted but able to seek help.
Probably one of the last things we think of when planning a trip is travel medical insurance. When traveling out of country, it should be the first. A recent traveler’s survey indicated that over 22% of Americans traveling internationally reported they have been the victim of some type of crime during their travels. According to a report on NBC, 1 in 4 Americans have reported assaults while traveling abroad.
U.S. based health insurance offers limited coverage outside the states and no coverage for medical evacuation which can easily run in the tens of thousands. Medicare and Medicaid do not provide payment for medical care outside the U.S. and regular health insurance does not pay for medical evacuation from a remote area or from a country where medical facilities are inadequate. When interviewed, the FBI agent that presided of Mr. Leis' case urged travelers to purchase one of the short-term health and emergency assistance policies designed for travel abroad. Also, make sure that the plan you purchase includes medical evacuation in the event of an accident or serious illness.
After 3 surgeries in Ecuador, Leis was stable enough to be evacuated by medical ambulance stateside at a reported cost of $55,000.
Probably one of the last things we think of when planning a trip is travel medical insurance. When traveling out of country, it should be the first. A recent traveler’s survey indicated that over 22% of Americans traveling internationally reported they have been the victim of some type of crime during their travels. According to a report on NBC, 1 in 4 Americans have reported assaults while traveling abroad.
U.S. based health insurance offers limited coverage outside the states and no coverage for medical evacuation which can easily run in the tens of thousands. Medicare and Medicaid do not provide payment for medical care outside the U.S. and regular health insurance does not pay for medical evacuation from a remote area or from a country where medical facilities are inadequate. When interviewed, the FBI agent that presided of Mr. Leis' case urged travelers to purchase one of the short-term health and emergency assistance policies designed for travel abroad. Also, make sure that the plan you purchase includes medical evacuation in the event of an accident or serious illness.
After 3 surgeries in Ecuador, Leis was stable enough to be evacuated by medical ambulance stateside at a reported cost of $55,000.
Insurance Services of America offers a variety of travel medical insurance plans to fit your budget, and coverage includes hospitalization, emergency evacuation, repatriation, and much more. Give us a call so we can show you how affordable peace of mind can be.
Explore your world, we’ve got you covered.
posted by ISA Brokers at
2:03 PM
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