Improved Versions of Inbound Plans!
Insurance Services of America now offers improved versions of Inbound Guest, Inbound Immigrant and Inbound USA. All insureds under age 70 will receive an acute onset of a pre-existing condition benefit at no additional charge! Treatment must be received within 24 hours of the onset.
The Inbound programs have a per injury/per sickness benefit schedule. The acute onset benefit will be the same amount as your client’s chosen policy maximum, however, unlike the policy maximum, the acute onset is paid on a per policy period basis. This means if multiple acute onsets of a pre-existing condition occur, regardless of whether or not they are a different condition, we will only pay to the cumulative per policy period maximum.
Examples are as follows:
Flu 01/01/2013 – $50,000 per illness, payable to the scheduled amounts.
Rash-02/01/2013 -$50,000 per illness, payable to the scheduled amounts.
Heart attack-03/01/2013 –(determined to be an acute onset of a pre-existing condition) $50,000 per policy period, payable to the scheduled amounts – total paid is $25,000.
Diabetes-04/01/2013 – (determined to be an acute onset of a pre-existing condition) $25,000 is available for the acute onset benefit, payable to the scheduled amounts.
If you have any questions in regards to how the benefit works, please contact Alyssa Wright.