When it comes to health insurance for non-US residents, it’s important to understand how ObamaCare affects these individuals. Some traveling to the USA are under the impression that they will get free healthcare due to the U.S. Affordable Care Act or ObamaCare. However, this is simply not true.
Not only is healthcare not free for those living in the United States, but it’s also not free for non-US residents traveling to the country. US visitors don’t gain free access to health care while in the country because they are not United States citizens. Even if they have family living here, they don’t get free healthcare.
Only some U.S. Cities and some permanent residents with green cards qualify for the federal programs for health care or ObamaCare. Non-US residents are responsible for getting their own healthcare coverage and ObamaCare won’t help them at all.
United States health care can be very expensive
If you’re traveling from another country to the US, it’s important to make sure you’re covered. Paying for medical care in the United States is very expensive and can put you tens of thousands of dollars in debt quickly. You want to make sure you have the right travel medical insurance before you leave for your trip.
If you’re involved in any type of accident or just need minor care, it can quickly become more than you can afford. Any of the common illnesses or accidents can cost you quite a bit of money out of pocket. Make sure you’re covered or you may end up at home with massive credit card debt because of a medical emergency.
You cannot visit the ER free of charge
You may think the United States will provide a free emergency room visit, but they won’t. If you have a medical emergency that lands you in the emergency room, it may get very expensive. Just a trip in an emergency vehicle can cost several hundred dollars.
If you do end up in the emergency room and you don’t have any health coverage, you may be transferred to a welfare hospital very quickly. The quality of your care may be compromised and you may not get the treatment you need.
Liability falls on your visa sponsor
If you’re in the United States on a sponsored visa and you have to go to the emergency room, your visa sponsor will be held liable for your bills. This can cause your sponsor to lose their visa or be prosecuted by bill collectors.
There are many reasons why you need to make sure you have the right health insurance for non-US residents before you travel. Without the right coverage, you may find yourself in debt or putting your visa sponsor in jeopardy.