CitizenSecureSM Rate Tables
 


New Business Rates for Standard Risks

Rate Table - Medical Coverage Including US and Canada
 
  $250 Deductible $500 Deductible $1,000 Deductible $2,500 Deductible $5,000 Deductible
Age Male Female Male Female Male Female Male Female Male Female
14 days
to 9*		 $523 $523 $441 $441 $336 $336 $303 $303 $289 $289
10-18 $550 $550 $462 $462 $358 $358 $323 $323 $310 $310
19-24 $1,221 $2,096 $1,051 $1,976 $820 $1,420 $721 $1,258 $619 $1,034
25-29 $1,265 $2,321 $1,100 $2,181 $858 $1,571 $747 $1,389 $684 $1,134
30-34 $1,397 $2,595 $1,227 $2,419 $957 $1,802 $847 $1,596 $727 $1,309
35-39 $1,452 $2,855 $1,276 $2,605 $996 $1,994 $868 $1,763 $796 $1,414
40-44 $1,796 $2,338 $1,587 $2,088 $1,232 $1,628 $990 $1,439 $886 $1,148
45-49 $2,027 $2,450 $1,805 $2,211 $1,403 $1,722 $1,238 $1,520 $1,009 $1,170
50-54 $2,464 $2,659 $2,214 $2,417 $1,727 $1,887 $1,566 $1,713 $1,282 $1,398
55-59 $3,080 $3,031 $2,860 $2,780 $2,200 $2,171 $1,965 $1,970 $1,653 $1,609
60-64 $4,356 $4,106 $4,028 $3,779 $3,373 $3,123 $3,078 $2,847 $2,553 $2,258
65-69 $8,998 $7,847 $8,670 $7,519 $8,016 $6,861 $6,233 $5,187 $5,407 $4,565
70 $10,610 $9,173 $10,277 $8,851 $9,613 $8,187 $7,580 $6,153 $6,575 $5,319
71 $11,107 $9,612 $10,775 $9,282 $10,111 $8,617 $7,983 $6,488 $6,925 $5,608
72 $11,532 $9,977 $11,204 $9,648 $10,547 $8,991 $8,330 $6,776 $7,226 $5,856
73 $11,970 $10,344 $11,645 $10,019 $10,993 $9,369 $8,690 $7,063 $7,538 $6,105
74 $12,553 $10,839 $12,227 $10,514 $11,576 $9,863 $9,153 $7,438 $7,940 $6,430
  *First 2 children age 14 days to 9 are free only when both parents are insured under the plan. The dependent child rate is only available when parent (guardian) is insured under the plan. Dependent children alone must pay the age 19 to 24 Male rate.


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Rate Table - Medical Coverage Excluding the US and Canada

 
  $250 Deductible $500 Deductible $1,000 Deductible $2,500 Deductible $5,000 Deductible
Age Male Female Male Female Male Female Male Female Male Female
14 days
to 9*		 $408 $408 $344 $344 $262 $262 $236 $236 $226 $226
10-18 $429 $429 $360 $360 $279 $279 $252 $252 $242 $242
19-24 $952 $1,634 $819 $1,541 $639 $1,108 $562 $982 $483 $807
25-29 $987 $1,810 $858 $1,701 $669 $1,225 $583 $1,084 $534 $885
30-34 $1,090 $2,024 $957 $1,887 $746 $1,405 $661 $1,245 $567 $1,021
35-39 $1,133 $2,227 $995 $2,032 $776 $1,556 $677 $1,375 $621 $1,103
40-44 $1,455 $1,893 $1,286 $1,691 $998 $1,319 $802 $1,165 $717 $930
45-49 $1,642 $1,984 $1,462 $1,791 $1,136 $1,394 $1,002 $1,231 $817 $948
50-54 $1,996 $2,154 $1,794 $1,958 $1,399 $1,528 $1,269 $1,387 $1,038 $1,132
55-59 $2,526 $2,485 $2,345 $2,279 $1,804 $1,781 $1,611 $1,615 $1,356 $1,320
60-64 $3,572 $3,367 $3,303 $3,098 $2,766 $2,561 $2,524 $2,334 $2,094 $1,852
65-69 $7,378 $6,435 $7,110 $6,165 $6,573 $5,626 $5,111 $4,253 $4,433 $3,743
70 $8,806 $7,614 $8,530 $7,346 $7,979 $6,795 $6,291 $5,107 $5,457 $4,414
71 $9,219 $7,978 $8,943 $7,704 $8,392 $7,152 $6,626 $5,385 $5,747 $4,654
72 $9,572 $8,281 $9,299 $8,008 $8,754 $7,463 $6,914 $5,624 $5,997 $4,861
73 $9,935 $8,586 $9,665 $8,316 $9,125 $7,776 $7,213 $5,862 $6,257 $5,067
74 $10,419 $8,997 $10,148 $8,726 $9,608 $8,186 $7,597 $6,174 $6,590 $5,336
  *First 2 children age 14 days to 9 are free only when both parents are insured under the plan. The dependent child rate is only available when parent (guardian) is insured under the plan. Dependent children alone must pay the age 19 to 24 Male rate.

 

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Rate Table - Optional Term Life Insurance and Accidental Death and Dismemberment Insurance

 

Age Option 1 Option 2
19 to 29 $130 $230
30-39 $210 $370
40-44 $310 $545
45-49 $450 $790
50-54 $570 $1000
55-59 $770 $1350
60-64 $585 $1025
65-69 $315 Not Available
Dependent Child $85 Not Available


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Rate Table - Optional Dental Rider

 

US Citizen $348
All Others $492


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Rate Table - Optional Sports Rider

 

14 days - 59 years $250



 

Rates effective through 12/312008
Florida Residents: Rates include 5.1% Surplus Lines Taxes and Fees


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THIS MEDICAL AND LIFE INSURANCE IS UNDERWRITTEN BY CERTAIN UNDERWRITERS AT LLOYD'S, LONDON, AND IS AVAILABLE TO MEMBERS OF THE ATLAS/INTERNATIONAL CITIZEN GROUP INSURANCE TRUST, HAMILTON, BERMUDA.
LLOYD'S IS AN APPROVED NON-ADMITTED INSURER IN ALL STATES OF THE UNITED STATES, EXCEPT KENTUCKY AND ILLINOIS WHERE THEY ARE ADMITTED. CLAIMS UNDER THIS INSURANCE MAY NOT BE MADE AGAINST ANY STATE GUARANTY FUND.


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