Travel Insurance Options

Atlas International Major Medical Overview

Eligibility*

Only US citizens and non-US citizens traveling outside of their home country excluding the continental US, Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands, and who are at least 14 days of age are eligible for coverage under Atlas International. Incidental trips to the US are permissible for US citizens only. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is not Australia.

SPECIAL NOTE: New York Residents*

If you are a resident of New York or a foreign national visiting New York, Atlas International is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Highlights and Benefits*

• Guaranteed issue policy—no medical questions to answer
• Up to $1,000,000 policy maximum (benefit reduced after age 69)
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Home country visit as well as end of trip coverage
• Accidental death and dismemberment (AD&D)
• Repatriation of remains
• Acute onset of pre-existing conditions coverage (available to members under age 70)
• Sports coverage included
• This plan can be extended up to 364 days and renewed up to 3 years
• This plan satisfies Schengen visa requirements

State and Country Restrictions*

Atlas International is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Basic and Enhanced.

Highlights and Benefits for Meridian Basic*

• Up to $2,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Limited pre-existing condition coverage after 24 months of continuous coverage
• Optional maternity rider with no waiting period
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

• Up to $5,000,000 policy maximum
• In and out of hospital benefits
• Discounted rates for dependent children
• Limited pre-existing condition coverage after 12 months of continuous coverage
• Maternity coverage after 12 months of continuous coverage
• Emergency medical evacuation
• Emergency reunion
• Repatriation of mortal remains
• Optional sports rider
• Optional dental rider
• This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Reside® Worldwide Medical Plan Overview

Eligibility*

US and non-US citizens residing outside the US at the time of application or departing the US within 30 days of the effective date and who are between 15 days and 74 years old are eligible for Reside Worldwide. US citizens must reside outside the US for at least 6 months within the certificate period; if the insured US citizen resides within the US for longer than 6 months, coverage will terminate.

Highlights and Benefits*

• Up to $5,000,000 lifetime maximum (maximum reduced to $500,000 if used within the US)
• In and out of hospital benefits
• Coverage is per injury or sickness; please review schedule of benefits
• Discounted rates for dependent children
• Choice of 6 deductibles
• Maternity coverage after a 12-month waiting period
• Emergency medical evacuation
• Repatriation of remains
• Accidental death and dismemberment (AD&D)
• This plan can be renewed annually up to age 74 with no medical questions

State and Country Restrictions*

Reside Worldwide is available in all states in the US, except Florida. There are currently no country restrictions for this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Reside Worldwide is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

CitizenSecure® International Major Medical Overview

Eligibility*

US citizens residing outside the US or departing the US within 30 days of the effective date who are between 14 days and 74 years old, as well as non-US citizens between 14 days and 74 years old are eligible for CitizenSecure. US citizens must reside outside the US for at least 6 months within the certificate period. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea or Sudan.

Highlights and Benefits*

• Up to $5,000,000 lifetime maximum
• Pre-existing condition coverage
• In and out of hospital benefits
• Maternity coverage
• Freedom to choose any doctor or hospital
• Use of Preferred Provider Network (PPO) within the US waives your co-insurance
• Emergency medical evacuation
• Emergency reunion
• Repatriation of remains
• Discounted group rate for 3 or more families
• Optional sports coverage
• Optional dental rider
• This plan can be renewed annually up to age 74

State and Country Restrictions*

CitizenSecure is available in all US states, but is not available to non-US citizens residing in Florida. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Excluded states and countries are subject to change. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

CitizenSecure is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of 5 or more US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan.

SPECIAL NOTE: New York Residents*

If you are a resident of New York or a foreign national visiting New York, Day Tripper Group Travel is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Highlights and Benefits*

• Up to $1,000,000 policy maximum (benefit reduced after age 69)
• In and out of hospital benefits
• Emergency medical evacuation
• Trip interruption
• Lost checked luggage
• Emergency reunion
• Political evacuation
• Terrorism
• Return of minor children
• Accidental death and dismemberment (AD&D)
• Repatriation of mortal remains
• Acute onset of pre-existing conditions coverage (available to members under age 70)
• Sports coverage included
• This plan can be extended up to 364 days

State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.