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Travel Insurance Options

Atlas International Major Medical

Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum.

SPECIAL NOTE: NY, MD, WA Residents and Anyone Located in Canada or Australia*

If you are a resident of New York or a foreign national visiting New York, Maryland or Washington, Atlas America is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Atlas International, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $2,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • For US citizens living or traveling abroad (5 days to 1,092 days)
  • For foreign nationals traveling within the US (5 days to 364 days)
  • 100% U&C coverage outside the US
  • Zero deductible option
  • Optional Buy- Up for Crisis Response – $100k total benefit
  • Optional Buy- Up for Higher AD&D –  $100k total benefit
  • Optional Buy- Up for Personal Liability – $100k total benefit
  • Optional Buy- Up for addition of a Natural Disaster Evacuation benefit to the Crisis Management buy-up: Kidnap and Ransom ($90k) + Natural Disaster Evacuation ($10k sublimit)
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Atlas International is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance. One rate for all ages. Quick and simple.

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan. Recommended for group travel medical.

SPECIAL NOTE: New York Residents and Anyone Located in Canada or Australia*

If you are a resident of New York, Washington, or Maryland or a foreign national visiting one of these states, Day Tripper Group Travel is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 in international major medical protection
  • Up to $1,000,000 in emergency medical evacuation
  • Easy-to-quote and inexpensive daily rates, as low as $.49/day!
  • Terrorism, political evacuation, emergency reunion, AD&D and repatriation coverage automatically included
  • Up to $100,000 for an acute onset of a pre-existing condition coverage
  • Trip interruption coverage, lost checked luggage benefit, lost passport assistance, and more
  • Emergency dental care
  • 100% U&C coverage outside the US
  • Individual hazardous sports coverage included at no additional cost!
  • Optional Crisis Response – $100k total benefit
  • Optional Higher AD&D – $100k total benefit
  • Optional Personal Liability – $100k total benefit
  • No Pre-certification requirements or penalties
State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

See the Highlight Flyer here:

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $2,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional maternity rider with no waiting period
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

"MissionaryHealth" Group International Plan

Our MissionaryHealth Group International plan is just one of many options we can quote for your groups particular needs and location. For home staff we may also quote a “self funding” option. We can provide war zone group insurance, kidnap/ransom, international accidental death and more. Contact us so we can begin the process of customizing a specific international group plan that best fits your needs. We do not represent only one company but we shop for you.

"MissionaryHealth" Group International Plan Overview

MissionaryHealth Group International Plan

Our MissionaryHealth Group International plan is just one of many options we can quote for your groups particular needs and location. For home staff we may also quote a “self funding” option. We can provide war zone group insurance, kidnap/ransom, international accidental death and more. Contact us so we can begin the process of customizing a specific international group plan that best fits your needs. We do not represent only one company but we shop for you.

 

RoundTrip® Economy

The Round Trip Economy is the base level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Economy Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $20,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $25,000
  • Emergency medical evacuation/repatriation up to $250,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Economy is eligible in all US states except Washington. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Elite

The Round Trip Elite is the highest level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Elite Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Elite is eligible in all US states. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochures

RoundTrip Elite

RoundTrip Elite Florida

RoundTrip Elite Kansas, Missouri, and Virginia

RoundTrip Elite Washington

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

War Zone Life & Health

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site.
NOTE: War Zone Brochure
NOTE: Kidnap-Ransom Brochure
NOTE: High-Limit Accident Brochure
NOTE: Disability Income Solutions Brochure
NOTE: USAway Brochure

War Zone Life & Health Overview

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site. Also a quick video overview of this plan can be viewed here!

If you can’t find what you’re looking for or have questions about travel insurance options, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.