Medical Information for Travelers

"If an American citizen becomes seriously ill or injured abroad, a U. S. consular officer can assist in locating appropriate medical services and informing family or friends. If necessary, a consular officer can also assist in the transfer of funds from the United States. However, payment of hospital and other expenses is the responsibility of the traveler.

Before going abroad, learn what medical services your health insurance will cover overseas. If your health insurance policy provides coverage outside the United States, REMEMBER to carry both your insurance policy identity card as proof of such insurance and a claim form. Although many health insurance companies will pay "customary and reasonable" hospital costs abroad, very few pay for your medical evacuation back to the United States. Medical evacuation can easily cost $10,000 and up, depending on your location and medical condition.

THE SOCIAL SECURITY MEDICARE PROGRAM DOES NOT PROVIDE COVERAGE FOR HOSPITAL OR MEDICAL COSTS OUTSIDE THE U.S.A."

Hopefully you will let us take the financial worry of getting sick or in an accident while traveling abroad. Most domestic insurance plans, HMO's and PPO's do not provide adequate overseas medical coverage, nor do they provide the necessary medical, evacuation or 24 hour worldwide assistance.

Choose Your Policy		Exclusive Benefits
Travel Health Insurance	Group Travel Insurance	You can buy international health and travel insurance from other sources, but only ours includes 15 additional travel assistance services at no additional cost.
Visitor Health Insurance	Expatriate Health Insurance
International Health Insurance (long term)	International Term Life Insurance
Accident & Disability Insurance	Health Insurance for Immigrants
Health Insurance for Missionaries	Health Insurance for J1 Visa
Medical Insurance for Study Abroad	War and Terrorism Coverage

About Us
Insurance Services of America is a nationwide leader in international health, life and travel insurance. We have over 40 years of health and life insurance experience and are experts in the worldwide insurance market. Our clients reside on 5 continents and over 50 countries and we insure over 300 international organizations who have employees traveling or living abroad.

About the Administrator
MultiNational Underwriters, Inc., headquartered in Indianapolis, Indiana, as a TRAVEL GUARD® International company, we benefit from the experience of a corporate group that protected over 6 million travelers last year. Our international claims specialists, medical professionals and customer service representatives are available 24 hours a day, 7 days a week to answer your questions and respond to your needs.

TELEPHONE:
(800) 647-4589 / Inside the US or Canada
(480) 821-9052 / Worldwide

POSTAL ADDRESS:
Insurance Services of America * 1757 E. Baseline Rd, Ste 126 * Gilbert * AZ 85233

Medical Information for Americans Traveling Abroad